Since the Lincoln administration issued our national Funds charter No. 24 in 1863, we have relied on our financial resources to assist clients. This has been especially visible in times of need, such as the COVID-19 epidemic. By the end of 2020, we had implemented a $20 million premium pay program for our employees, relief aid, and 108,000 Small Business Administration Paycheck Protection Program (PPP) loans for our clients, as well as $30 million in expedited charitable contributions. We also understand that the previous year has fundamentally altered security by hastening the transition to digital products and services.